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10 Things You Need to Know About Reverse Mortgages

Posted by Anna Jotham on February 21, 2019 in No Category
Option for seniors should be given careful consideration You’ve probably seen the television commercials about reverse mortgages and how they can be an option for seniors who own their homes and need some extra cash. And while it may seem like a great option to tap into the equity you’ve built in your property, there are many considerations when it comes to a reverse mortgage, and not all of them are immediately apparent, or mentioned in those commercials. So let’s put this under the microscope ... read more
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When you’re ready to shop for a new home, securing a mortgage is often a primary piece of the puzzle. To do that, you’ll want to have a handle on your credit score. Your credit score can determine not only whether you are able to get approved for a mortgage loan, but also potentially the limit of that loan and what your interest rate will be. Have a lagging credit score, and you could wind up paying more for the same money as someone down the street with a sterling score.  Understanding your credi... read more
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Which Type of Mortgage is Right For You?

Posted by Anna Jotham on August 02, 2018 in No Category
Which mortgage is right for you? Here are some options.  When you’re ready to buy a new home, it’s natural to want to focus on finding the ideal place to hang your hat. But before you start attending open houses and walking through potential properties, you’ll want to give some thought to the type of mortgage that’s right for you.   Selecting the right mortgage can save you money  Just as no house is the same as the next one, no buyer is the same as the next. So it stands to ... read more
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20 Creative Ways to Save for a Down Payment

Posted by Anna Jotham on March 08, 2018 in No Category
In your heart, you’re ready to buy a house. Maybe you scan the listings every week, to see what pops up in your favorite ‘hoods. Maybe you attend open houses, just to get ideas. And chances are your Pinterest board is full of pins related to home design and DIY inspiration.  Every single part of you feels ready to buy a house—that is, except your savings account.  Dreaming about homeownership is natural, and often comes easily. Saving for a down payment, not so much. Knowing that for t... read more
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Where to Begin?

Posted by Anna Jotham on January 03, 2018 in No Category
We just found out we’re expecting a baby this summer and we’d really like to buy a home before she’s here. Where do we start?   Congratulations! This is an exciting time full of anticipation. You have some planning to do.  Determine how much you can afford. Start by taking inventory of your financial situation. Can you show that your employment situation is stable? Is your debt-to-income ratio reasonable? How much home you can afford? Use a mortgage calculator... read more
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